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Friday, August 8, 2008

The Best Way to Double Your Money...

is to fold it in half and put it in your pocket.
I think Benjamin Franklin said that but I don't honestly remember.

Several of the women I know have just recently discovered 'Couponing,' particularly as Money Saving Mom does things with playing the CVS and Walgreen's game. I have to chuckle a little when I hear how excited they are about them. When I used to get like that, I got the feeling that people thought I was a little over the top. Actually, now that I think about it, that might not have been the coupon talk.

Anyhow, now that gas prices have risen enough that most households have felt a little bit of a crunch, people who talk like that aren't considered quite so strange. I'm glad for them that it is so.

I have always loved coupons but I don't use them much. It isn't that I need help figuring it out or anything. When I first got married, my husband and I figured out all the intricacies of the coupon game. For the first year of our marriage, our weekly budget for food was $20. When we first moved to South Carolina with a 4-year-old and a baby, it was $60. And stayed that way for the next two years. Then I found myself fixing school lunches while food costs all over the nation began to spike.

The reason I don't use food coupons much is mainly because the majority are usually for convenience items and I try not to use a lot of convenience items due to health and expense. It is rare for me to find coupons for flour, eggs, or dry milk. Even when I do, the brands tend to be more expensive even on sale and with a doubled coupon than the generic. What we eat (particularly the meats) tends to reflect what was on sale that week or the week before. I also tend to shop at a lot of the dollar stores (Family Dollar, Dollar General, Dollar Tree) for canned goods, household items, and such. I have often found a better deal there.

That doesn't mean I don't still do the coupon thing but I rarely use one unless the item is also on sale and we prefer to shop at those places that will double them. And occasionally, we'll have a 'cheap thrill' going shopping with the sales and the coupons. It is hard to pass up a free package of muffin mix even if I do think the finished product is inferior to my home made ones that costs us a few cents.

One thing I do now and probably will do until I go to the nursing home was taught to me by Hubby. Each Tuesday or Wednesday, when the sale papers arrive (or if I can't wait I'll go online to SCIway to see the sale papers), I sit down and look at each one making note of what is on sale for a good price in our area. This is the one I made this week (I think you can click on the picture if you want a closer look):

I also note items that I might need for something, like a church event or to go in the food pantry, if I think I might have to get them that week even when they may not be the best price they could be but are better than my usual haunt. I have my own codes. Hubby often has to ask for a translation if he looks at it. This is probably about the size of a 5x7 picture and I usually try to put it in the car at some point in the week so its ready if I find myself in the neighborhood of one of my stores during other errands.

By the way, it also makes you feel better if you get turned around and head in the wrong direction because then you can redeem yourself by picking up a few sale items. Not that that has ever happened to me. I always know exactly where I'm going. And how to get there. But, you know, if that happens to you...

If I know I have a coupon for something, I'll go ahead and mark it with a "C" in a circle. The coupon clutch also stays in the car except for when I bring it in to add and cull coupons. That way I'm always ready for a good deal.

I'm happy that people are being a little more cost conscious now. It makes me feel good to see these women catching the fever to reduce their budget. But I'm really glad that they won't feel the same kind of censure that I did. It's about time our culture caught up to some good sense. I guess even the 'gas crisis' has a silver lining.

4 comments:

Greg said...

Yeah, I don't have as much luck with food coupons. We don't do sodas and junk food, so that cuts out a lot of the coupons right there. Cereal, on the other hand...:)
And I can see what you're saying about feeling censure and all that, but to me, people who think they are "too good" for coupons are just proud. And that's bad. Using coupons and playing the CVS game have not only saved me tons of money, but they have helped me to be more generous. I've gotten over $100 in free diapers that I was able to give away to a mom in need, and I'm working on a box of "overstock" items and free items that I just don't use to give to the Palmetto House. Maybe that's "cheap," but I have to be creatively generous:).
Besides, I went to CVS today, spent $4, and saved $71. I think if I were a millionaire, I'd have still done that deal just for the high:).

Greg said...

Oh, and I just looked at your list. Regarding the Publix list, I got the baby carrots, the peanut butter, the yoplait, the El Paso kit, and I thought about the Sharpie:).

Courtney said...

Yes, yes. As one of those moms to whom you are referring, I like your suggestions. I know that I should shop all the stores good deals..my brain tells me this every week. I have such a hard time at one, though. I tell Adrian all time that going from store to store just doesnt work for me and our little family right now..BUT, I liek the idea of making a list and leaving it in the car. Good one. Thank for the tips!

Amanda said...

I love it! Great post. I have to admit that as a HUGE fan of The Tightwad Gazette (thanks to you), I am almost embarressed of myself that I have become a coupon lady. Ekk! My cupboards are filling up with granola bars. Even at 10 cents a bar (after sales and coupons), these things really aren't good for you. But my husband likes them so okay.

BTW, on the topic of frugal-ness. I have a funny story I wanted to tell you for awhile (because you are the only one who would get it).

During and after my pregnancy with Elijah, I craved ice from Sonic. It seems a little silly to buy ice but I was pregnant so Jesse was accomodating. After Elijah was born, I was still going through a bag of sonic ice every two days. My midwife stopped by the house for my one-week checkup (when you have a homebirth the midwife does housecalls afterward). She saw me eating my sonic ice and said playfully, "Shame on you. What would Amy say?" "Hmm, she'd probably come in here and take back her book and tell me that I wasn't fit to be a tightwad if I think buying ice is a good idea!" I haven't purchased ice since. :P